Best Boats Under $100K
Explore top boats under $100K! Find the perfect blend of affordability & luxury with our list of 16 best boats, complete with prices, specs & photos. Ideal for travelers.
Boats are a great investment for people that enjoy spending time on the water. However, the price range of boats doesn't fit everyone's budget. When you're looking at the cost of different boats, you'll likely come across some that are just as expensive as a house. If you're on a budget, you might be wondering about more affordable models. So, what are the best boats under $100K?
The 2018 Regal 2100 is a great boat for families. It's comfortable and designed for water activities. One of the best sailboats under $100K to consider is the Hallberg-Rassy 352. It has a cabin that you can spend the night in. If you want a pontoon under $100K, you should check out the spacious Bennington Q25.
Buying a boat doesn't mean you have to clear out your life savings. There are several great boats on the market that won't break the bank. Today, we're going to introduce you to 16 of the best boats under $100K. Keep reading to find out which boats you should be looking at.
1. 2018 Regal 2100
Full Performance Marine / YouTube
Average Price: $48,430
Passenger Capacity: 7
The 2018 Regal 2100 is ideal for leisurely days on the water. It's a preferred boat for watersports, like water skiing and tubing. This boat is high-performing and great for cruising. On top of that, it's a very sleek and stylish bowrider.
Why We Love The 2018 Regal 2100
The 2018 Regal 2100 has a great amount of storage space. It feels a lot roomier than most 21' boats because there's enough space to put all of your belongings out of the way. The seating arrangement also provides enough space for all passengers to sit comfortably, even when the boat's at full capacity.
2018 Regal 2100 Specifications
- Length: 21'
- Width: 8'2"
- Weight: 3650 lbs
- Fuel Capacity: 40 gallons
2. Bennington Q25
Bennington Pontoon Boats / YouTube
Average Price: $96,666
Passenger Capacity: 18
Bennington is a popular boat brand, and many people want to be the owner of the Q25. This pontoon boat allows people to enjoy the luxurious features of a premium boat at a much lower cost. This boat even features the same material for seating that's used on high-end yachts. You can expect a very comfortable ride.
Why We Love The Bennington Q25
Bennington is a name people trust when they are looking for a pontoon. This boat provides all the luxuries that people want in a pontoon for less money, like reclining seats and wood accents. There are several different floor plans to choose from, allowing people to choose the best fit for their lifestyle. There's also the choice to include add-ons, like a performance package.
Bennington Q25 Specifications
- Length: 27'3"
- Width: 8'6"
- Weight: 4519 lbs
- Fuel Capacity: 50 gallon
3. Skeeter SX240
Average Price: starting at $58,500
Passenger Capacity: 8
Skeeter SX240 is a favorite boat under $100K among boating enthusiasts. This versatile boat is great for cruising along nearly any body of water. There is more protection on this boat, just in case you hit rough waters.
Why We Love The Skeeter SX240
There are several features that make the Skeeter SX240 one of the best boats under $100k. There's more storage space than other boats of a similar size. The windshield is removable, which is a great feature for people looking to gain more clearance. This is also an excellent fishing boat because it comes with 2 wells.
Skeeter SX240 Specifications
- Length: 24'1"
- Width: 8'5"
- Weight: 2925 lbs
- Fuel Capacity: 75 gallons
4. Four Winns Horizon 210 RS Bowrider
Average Price: $64,385
Passenger Capacity: 9
The Four Winns Horizon 210 RS Bowrider is an excellent choice if you're looking for a watersports boat. This boat is a top-choice because it's stable and maintains a steady plane. Even at slower speeds, you can still get an amazing performance from this boat.
Why We Love The Four Winns Horizon 210 RS Bowrider
Four Winns Horizon 210 RS Bowrider is stylish and comfortable. The custom seats are just as comfortable as your living room furniture. They are even made using handstitched upholstery. For the boat itself, you can choose from 4 different color options. You'll be able to customize this boat to your own taste for less money.
Four Winns Horizon 210 RS Bowrider Specifications
- Length: 21'7"
- Width: 8'5"
- Weight: 3450 lbs
- Fuel Capacity: 40 gallons
5. Boston Whaler 210 Montauk
Average Price: $61,854
Passenger Capacity: 9
Boston Whaler 210 Montauk has caught boaters' interest because it's unsinkable. Even if the boat is deconstructed, the parts will still float above water. This boat has been constructed using some of the best parts on the market, including several stainless steel components.
Why We Love The Boston Whaler 210 Montauk
Boston Whaler wanted to make sure people could customize the 210 Montauk to their enjoyment. You will have the option to add facilities to your boat for water activities, like water skiing and fishing. The design of the boat also allows users to enjoy more comfort and flexibility.
Boston Whaler 210 Montauk Specifications
- Length: 21'4"
- Width: 8'6"
- Weight: 2650 lbs
- Fuel Capacity: 66.5 gallons
6. Hallberg-Rassy 352
Average Price: starting at $39,169
Passenger Capacity: 12
One of the best under $100K sailboats is the Hallberg-Rassy 352. This is a great sailboat to consider if you want to have overnight adventures on the water. It's known for being a very steady boat, even if the water is rocky.
Why We Love The Hallberg-Rassy 352
The Hallberg-Rassy 352 features many of the amenities you have at home. This is why it's one of the best choices for overnight cruising. In the cabin, there is a kitchenette and bathroom. The bathroom includes a toilet and shower, with running water. You can also enjoy luxuries, like the onboard stereo system.
Hallberg-Rassy 352 Specifications
- Length: 35'
- Width: 11'1"
- Weight: 14,800 lbs
- Fuel Capacity: 250 lbs
7. Yamaha 210 FHS Sport
Average Price: starting at $44,500
Passenger Capacity: 10
One of the best center console boats under $100K is the Yamaha 210 FHS Sport. Like most Yamaha boats, you can expect top-of-the-line performance from this boat. It's a great option to consider if you want to bring friends or your family out on the water to enjoy activities. This boat is excellent for tubing, water skiing, fishing, and more.
Why We Love The Yamaha 210 FHS Sport
One of the best features of the Yamaha 210 FHS sport is the twin engines. You can pick up speed quickly, making this boat more exciting for water activities. It also features a jet-drive system to help propel the boat. This boat also features a curtained privacy area. You can use this area as a changeroom or bring a portable toilet on board for when you need to go.
Yamaha 210 FHS Sport Specifications
- Length: 21'3"
- Width: 8'6"
- Weight: 3003 lbs
- Fuel Capacity: 50 gallons
8. Regal 28 Express
Average Price: starting at $84,900
Passenger Capacity: 12
The Regal 28 Express is a fun motorboat that doesn't put people overbudget. This stylish boat allows people to customize the exterior with 8 different color choices. It is one of the most comfortable boats from Regal for traveling to different destinations.
Why We Love The Regal 28 Express
The Regal 28 Express has all the luxuries for half the cost. One feature we love is the Ultralounge. Guests can stay comfortable in this area while enjoying the surrounding view. The cabin is very sleek and spacious, with 6 feet of headroom and a queen-size berth. It also has picture windows that create amazing lighting in the cabin.
Regal 28 Express Specifications
- Length: 28'9"
- Width: 8'6"
- Weight: 7585 lbs
- Fuel Capacity: 73 gallons
9. Sunseeker Tomahawk 41
Average Price: starting at $76,800
Passenger Capacity: 9
One of the best Sunseeker Tomahawk boats is the #41. This boat was built to remain steady in Mediterranean conditions, so you can expect easy cruising with good speed. It's an excellent boat for water sports or simply cruising and soaking up the sun.
Why We Love The Sunseeker Tomahawk 41
It's easy to see why the Sunseeker Tomahawk 41 keeps getting 5-star reviews after all these years. This high-quality boat is also stunning, with lavish upholstery and beautiful woodwork. It uses a 2X250CV diesel engine, which gives the motor a lot of power. You can also spend the night in this boat because there's a double bed in the cabin.
Sunseeker Tomahawk 41 Specifications
- Length: 42'1"
- Width: 10'1"
- Weight: 15,432 lbs
- Fuel Capacity: 206 gallons
10. Nauticstar 191 Hybrid
Average Price: $40,381
Passenger Capacity: 7
Nauticstar 191 Hybrid is one of the top modern boat models on our list today. This affordable boat has a very stylish and functional design. The spacious seating plan allows for more room on board, so your guests won't feel cramped. This allows you to bring more friends along when you go fishing.
Why We Love Nauticstar 191 Hybrid
If you enjoy fishing, the Nauticstar 191 Hybrid is an excellent boat to consider. It features an aft fishing deck, which includes rod holders. It's one of the best tournament-ready boats for anglers on a budget. This boat is also designed to remain sturdy, even when the water is choppy. It helps keep everyone on board dry throughout the ride.
Nauticstar 191 Hybrid Specifications
- Length: 18'11"
- Width: 8'2"
- Weight: 2160 lbs
- Fuel Capacity: 32 gallons
11. Chaparral 250 Suncoast
Average Price: starting at $60K
Passenger Capacity: 14
Chaparral is one of the top boat brands in America. Boat enthusiasts were thrilled to find out that they could be the owners of 250 Suncoast for a more affordable price. Like most Chaparral boats, this model comes with all the features people really want when they're choosing a boat, like a polished spoke steering wheel and well-lit cockpit.
Why We Love Chaparral 250 Suncoast
While the Chaparral 250 Suncoast is a large boat, it's very easy to tow. You don't have to be an expert on the water to be able to drive this boat safely. Another impressive feature is the spacious interior of this boat. While it has plenty of seating for all of your guests, it still doesn't feel crowded on board.
Chaparral 250 Suncoast Specifications
- Length: 24'
- Width: 8'6"
- Weight: 4100 lbs
- Fuel Capacity: 75 gallons
12. Beneteau First 27
Average Price: $99,990
Passenger Capacity: 6 to 10
Another great sailboat under $100K is the Beneteau First 27. Some people are initially turned off by the very small fuel capacity of this boat. However, once they set sail, they are more than impressed by how fast of a cruiser this boat really is. It uses the wind to its advantage to pick up a good speed without going too fast.
Why We Love The Beneteau First 27
The interior of this sailboat feels very luxurious. It's spacious with very good lighting from the windows. There's also plenty of storage space to stow away items that aren't in use. This boat also features a bathroom on board. You can bring guests out for longer journeys without having to worry about people's comfort. There are many amenities on this boat that you get at home.
Beneteau First 27 Specifications
- Length: 26'
- Width: 7'9"
- Weight: 5291 lbs
- Fuel Capacity: 7 gallons
13. Fairline Targa 34
Average Price: starting at $50,943
Passenger Capacity: 6
The Fairline Targa 34 has an excellent reputation in the boating community. Even people that are extremely picky about their boat's features love this boat. Part of the reason this boat is a hit with nearly everyone that steps foot in it is that it was in production for a decade. There was time to iron out all of the issues and design the perfect boat.
Why We Love Fairline Targa 34
The Fairline Targa 34 has been a best-selling boat for several years. While new models are introduced to the market, they aren't enough to convince loyal Targa 34 enthusiasts to make the switch. From the spacious cabins to the impressive cockpit design and incredible speed, it's easy to see why people love this boat.
Targa 34 Specifications
- Length: 34'5"
- Width: 11'4"
- Weight: 14,330 lbs
- Fuel Capacity: 156 gallons
14. Sea Ray 320 Sundancer
Average Price: starting at $47,799
Passenger Capacity: 4
If you don't have the budget for a yacht, the Sea Ray 320 Sundancer is the next best thing. The floorplan on this motorboat is very spacious. It also features cabinets and stowage space, so your items won't be in the way.
Why We Love The Sea Ray 320 Sundancer
The luxury cabin has us in love with this boat. The kidney-shaped sofa offers ample room for passengers to get cozy. You can enjoy beautiful details and finishes throughout the boat, including cherry-wood cabinets. However, you will be able to easily convert the cabin space so you can spend the night in the boat. It even includes a double bed.
Sea Ray 320 Sundancer Specifications
- Length: 32'3"
- Width: 10'8"
- Weight: 13,305 lbs
- Fuel Capacity: 170 gallons
15. Avalon 2585 Catalina Elite
Pontoon & Deck Boat Magazine / YouTube
Average Price: starting at $40,999
Passenger Capacity: 13
The Avalon 2585 Catalina Elite is another fantastic pontoon boat for under $100K. This stylish boat doesn't skip on any of the luxuries that pontoon enthusiasts are used to. You can enjoy a day on the water with family and friends for a fraction of the price. While most Avalon boats sell for over 6 figures, this boat stays budget-friendly.
Why We Love The Avalon 2585 Catalina Elite
We love the seating plan on this stylish pontoon. While it does appear unusual at first, the seating allows you to comfortably fit more guests onboard. It even features a unique lounge area behind the captain's chair. In the rear, there are low-reclining chairs. They have been designed so that even tall adults can sit comfortably without feeling crowded.
Avalon 2585 Catalina Elite Specifications
- Length: 25'5"
- Width: 8'5"
- Weight: 2450 lbs
- Fuel Capacity: 38 gallons
For a comprehensive guide to the top leisure boats on the market, including expert reviews, performance analysis, and insider tips, check out our in-depth leisure boat buyer's guide. This article covers everything from luxurious yachts to versatile day cruisers, helping you navigate the waters of boat buying with confidence and insider knowledge.
Kit Evans is a seasoned marine journalist and naval architect, bringing over 20 years of multifaceted experience in the boating industry to his writing and consultancy work. With expertise ranging from boat design and marine surveying to charter operations and vessel restoration, Kit offers unparalleled insights into all aspects of maritime life. When he's not penning articles for top boating publications or hosting his popular YouTube channel, Kit can be found sailing his lovingly restored 1960s Columbia 29 on the Chesapeake Bay, embodying his commitment to both preserving nautical heritage and embracing modern innovations in boating.
